Fast and Flexible Financial Solutions
Explore Our Unsecured Personal Loan Offerings
Discover a variety of quick and easy unsecured personal loans tailored for your financial needs.






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Discover a variety of quick and easy unsecured personal loans tailored for your financial needs.



Express Credit is a short-term loan designed for smaller financial needs. Customers can borrow between $300 FJD and $1,999 FJD, making it ideal for emergencies or everyday expenses. The loan carries an interest rate of 10% over 6 months, with repayments structured over 12 fortnightly instalments, helping borrowers manage repayments in smaller, more frequent amounts.
Quick access to cash when you need it.
Easy 26 is a mid-range loan product suited for medium-sized financial goals such as travel, education, or household upgrades. It offers loan amounts ranging from $2,000 FJD to $5,000 FJD. The loan has an annual interest rate of 12%, with repayments spread across 26 fortnights (approximately 1 year), providing a balanced repayment structure for steady budgeting.
Flexible loan option for manageable repayments.






Max 39 is a larger loan option designed for significant financial commitments such as major purchases or larger personal projects. Customers can borrow between $5,001 FJD and $10,000 FJD. It features a 15% annual interest rate for the first year, followed by 7.5% for the next 6 months, with repayments structured over 39 fortnights (approximately 18 months), allowing for extended repayment flexibility on higher loan amounts.
Longer repayment term for larger loans.
You can complete the loan application at your convenience using our simple and efficient process, designed to be quick and easy.
Seamless application process from anywhere in Fiji.



At Handy Finance, we provide flexible unsecured personal loans tailored to your needs, helping you manage your finances effortlessly.