When Your Immediate Need for Cash Starts Calling . best for EMERGENCY LOANS unsecured personal loans To Empower Your Dreams

Welcome

At Handy Finance, we specialize in offering fast, flexible, and hassle-free Unsecured Personal Loans (USPL) tailored to meet your financial needs. Whether you’re planning a major purchase, consolidating debt, or covering unexpected expenses, our loan solutions provide the funding you need without the need for collateral. Enjoy competitive interest rates, easy repayment options, and a quick application process, all designed to get you the funds you need, when you need them

Best Rates with more Flexible Repayment Terms

Fast Service and no unnecessary requirements.

Your rate is fixed for the life of the loan.

No monthly account keeping or early repayment fee

GET YOUR MONEY QUICKLY

No queues and no need for awkward face to face meetings.

 

 

FIXED INTEREST RATE

Interest rates are based on your individual credit assessment – not one-size-fits-all.

100% ONLINE

Once your loan is approved the money will be in your account in 1-3 business days.

OUR PRODUCTS

UNSECURED LOANS

We lend mostly to civil servants, statutory bodies and private organizations with agreed source deductions payments. Loans up to $5000.00

QUICK 6

If you’re looking for a short-term loan with a quick approval process, the Quick 6 is the perfect choice. Whether it’s for an unexpected expense or an emergency, this loan allows you to borrow between $300 and $999 with simple, straightforward repayment over 6 fortnights. You’ll only need to repay the loan with a fixed interest rate of 10%, and our fees are transparent with a 10% document fee and 23% application fee.

12 ON 12

For those who need more significant financial support, the 12 on 12 loan is designed for loans ranging from $1,000 to $3,000. With an interest rate of 12%, you can repay the loan comfortably over a 12 fortnight period. Our fees include a 10% document fee and a 25% application fee. If you’re ready to take control of your finances with a more extended repayment plan, the 12 on 12 loan is a great option.

Handy Finance is here to assist "when you need the most".

Don’t hesitate! If you need help, just give us a call on 3310 771 or email us on cro3@handyfinance.com.fj and one of our many officers will be there to assist you.